Want a card that understands your travel needs, giving you both ease & security at the same time? Here's how to apply for a Robinsons Bank credit card.

Robinsons Bank Credit Card – How to Apply?

Looking to apply for a credit card that understands your travel needs and fits your adventurous lifestyle, giving you both ease and security at the same time? Here's how to apply for a Robinsons Bank credit card.
Want a practical credit card that also offers exclusive perks and discounts? The EastWest Bank credit card offers all this & more. Here's how to apply.

EastWest Bank Credit Card – How to Apply?

Want a practical credit card that also offers exclusive perks and discounts? The EastWest Bank credit card offers all this & more. Here's how to apply.
If you want to get a credit card that you can 100% use anywhere in the world, get one from HSBC. Short for Hong kong Shanghai Banking Corporation, this British lender is the world's 5th largest and the largest in Europe. So, if you’re a frequent traveler to Europe and other continents around the world, make sure you have a HSBC credit card in your wallet. Apart from the bank’s global recognition, having one of the five types of credit cards from HSBC, such as the HSBC Red Mastercard, gives you tons of perks. Like other cards, you can use it for in-store and online purchasing, bill payment, cash advances, and much more. Interested in applying for a HSBC credit card? Read on to learn how... HSBC Credit Card As a wise customer, you should choose the credit card that best suits your income and lifestyle. For those who love traveling and shopping, the HSBC Red Mastercard fits the bill. With HSBC’s entry-level Red Mastercard, you can get more features than any of its counterparts. Local and international travelers will surely love this card as it grants you a suite of advantages like flexible installment plans, hassle-free mobile payments, and intensive security of your transactions. HSBC Credit Card Benefits With a HSBC credit card you can enjoy fabulous benefits that make it stand out from the competition such as: Exclusive Red Hot Deals in more than 27,000 outlets in 160 countries 4x Bonus Points rewards program Up to 10% gas-up rebates and rewards Freebies such as a one-year free subscription to HOOQ or free JBL Clip 2 speaker 0% Annual fee during the first year Cash advance of up to 30% of the credit limit By downloading the bank's mobile banking app, cardholders can connect to HSBC Home&Away Program to get exclusive discounts and freebies worldwide. They can also use it to track their purchases, credit limit, and amount spent. Now, how to order the HSBC credit card? Here's the procedure and requirements... HSBC Credit Card Application Applying for a HSBC credit card is easier than you might realize. You can apply either on the bank's Philippine website or in any branch of the bank. To improve your chances of approval, you should have an existing HSBC bank account or an existing credit card. Any person aged 21 to 65 and with a gross annual income of ₱200,000 (₱13,500 monthly) can apply for a HSBC Red Mastercard. You just need to present documentary requirements including proof of identity (3 government-issued IDs), proof of income (ITR or three months’ payslips), and proof of residence (latest utility billing statements bearing the address of the applicant). If approved, your credit limit could be anywhere from ₱5,000 all the way up to ₱300,000 or more for the elite cards, however this will be determined by the bank based on your financial analysis.   HSBC Credit Card Fees Each credit card type has different bank fees. In the case of the HSBC Red MasterCard, the fee is waived in the first year, but you must pay ₱1,500 annually in the succeeding years. Supplementary cards can be issued at ₱750. If you lose it, you need to pay a replacement fee of ₱400. Like other credit cards, you will be charged for late payment (₱700 or unpaid minimum amount due - whichever is lower), cash advances (3% of amount drawn or ₱500 - whichever is higher) and overlimit fee (₱500). There is also a service fee for foreign currency transactions of up to 3.5% of the converted sum. The interest rate for most of HSBC's credit cards is 3.50% and slightly lower for the more premium credit cards. HSBC Credit Cards and Travel For sure, local and international travelers will appreciate the credit card benefits offered by HSBC, particularly the Red Mastercard when touring abroad. Aside from the bank’s Home&Away Program, Cardholders can earn a rate of 1 bonus point per ₱20 spend with a minimum spend of ₱2,500.00 per month. These points can be converted into air miles and hotel accommodations. To apply this card online, fill out the form from the HSBC website today.

HSBC Credit Card – How to Apply?

If you’re a frequent traveler looking for a credit card with perks that you can use around the world, you need a HSBC credit card in your wallet. Here's how to apply.
Want a credit card with various perks & privileges without the high fees? We've found the ideal card. Here's how to apply for a Unionbank credit card..

Unionbank Credit Card – How to Apply?

Looking for a credit card which offers various perks and privileges, without the high fees? We've found the ideal card for you. Learn how you can apply for a Unionbank credit card today.
Looking for a low cost credit card that offers perks to young professionals? We've found the best deal for you. Here's how to apply for an RCBC credit card.

RCBC Credit Card – How to Apply?

Looking for a low cost credit card that offers perks to young professionals? We've found the best credit card deal for you. Learn how you can request a credit card from RCBC.
Looking for a simple NO fee credit card that you can use for every day purchases without the extra fuss? Here's how to apply for a Citibank credit card.

Citibank Credit Card – How to Apply?

Looking for a simple credit card with NO fees that you can use for every day purchases without all the extra fuss? A Citibank credit card like the Citi Simplicity+ Card is what you need. Learn how you can request a Citibank credit card.

BPI Credit Card – How to Apply?

Need a reliable credit card for every day use & travel? Here we look at the benefits of the BPI express credit card, in particular, the BPI Blue Mastercard.
Need a reliable no frills credit card to stretch your family cash flow further? The low fee BPI Family Credit Card is what you need. Here's how to apply:

BPI Family Credit Card – How to Apply?

Do you need a reliable credit card to help stretch your family's monthly income? With its low interest rate and low membership fee the BPI...

Latest Articles

How to Get Remote Work with a Temp Agency

When looking for a temporary job, temp agencies play a significant role in connecting people to reliable job opportunities.They also offer trainings for candidates...