Islami Bank of Bangladesh Credit Card – How to Apply?

Looking for a reliable and flexible credit card that can cater to your everyday needs? With a Shariah-compliant credit card, you can make buying and purchasing easier and more accessible.

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Through the Islami Bank of Bangladesh Credit Card offerings, you can finally say goodbye to carrying physical cash with you at all times. For everyday transactions, the Islami Bank Silver Khidmah Card is your best bet.

Read on to find out how to apply for an Islami Bank of Bangladesh Credit Card.

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Islami Bank of Bangladesh Credit Card Features and Benefits

To better understand the perks and privileges that come with owning an Islami Bank of Bangladesh Credit Card, let’s take a closer look at the Islami Bank Silver Khidmah Card (available in Visa) today.

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The Islami Bank Silver Khidmah Card provides a world of possibilities

For one, it operates on a fixed fee-based concept that relies on the concept of ‘Ujrah’. This means that you will only be charged a fixed fee instead of monthly interest. This fee is also waived if you pay your balance on or before the due date.

You also have the option to either pay only the minimum amount due to the outstanding balance or the whole amount. Now, how’s that for flexible banking? You won’t have to worry about hidden charges when using this card.

Visa Perks

Available in Visa, this card provides you with global usage privilege. So, use it everywhere you shop! You can even pay your gas, electricity, and WASA bills using your credit card.

By using your Islami Bank Silver Khidmah Visa Card, you will also get exclusive shopping and travel discounts around the globe. With this in your arsenal, you can get the best deals on hotel and hospital bookings, airplane, bus, and train ticketing!

Looking for a reliable and flexible credit card that can cater to your everyday needs? The Islami Bank of Bangladesh Credit Card is for you. Here's how to apply:

Applying for an Islami Bank of Bangladesh Credit Card

Applying for an Islami Bank of Bangladesh Credit Card is fairly simple.

Firstly, to be eligible, you must be at least 21 years of age and must have a minimum monthly income of Tk.20,000 for government employees and a minimum monthly income of Tk.20,000 if you are working in a private company. The limit for this card will vary but could be up to Tk.50,000.

To apply, simply go into your nearest branch, fill out the application form, and remember to bring the required supporting documents that are stated on their website.

At a glance, here are some of the required documents you may need to bring with you.

  • 2 recent passport-size coloured photographs
  • Proof of national ID or passport
  • Proof of employment/income
  • Proof of billing address
  • Personal bank statements for the last six (6) months
  • Clean CIB report

Islami Bank of Bangladesh Credit Card Fees and Charges

In requesting your own Islami Bank of Bangladesh Credit Card, you must remember that there are some fees you need to pay. Let’s take a look at the fees for the Silver Khidmah Visa Card.

  • Annual Membership (Primary Card): Tk.1,000
  • Annual Membership (Supplementary Card): Free for first card (Tk.500 per card thereafter)
  • Monthly Maintenance Fee: Fixed fee of Tk.500. This fee is waived if payment of the current balance is paid in full on or before the payment due date.
  • Late Payment Charge: Tk.500
  • Monthly Over Limit Charge: Tk.500
  • Card Replacement Fee: Tk.200
  • Cash Withdrawal Fee: Tk.150
  • Duplicate Statement Fee: Tk.300
  • Returned Cheque Fee: Tk.200

Bank Contact Info and Address

To get in touch with Islami Bank via telephone, you can dial (02) 9563040.

Their head office address is located at Islami Bank Tower, 40, Dilkusha C/A, Dhaka – 1000, Bangladesh.

Conclusion

In the end, there is nothing better than knowing you won’t have to pay more than what you have to. With the Islami Bank Silver Khidmah Visa Card, you know you are getting your money’s worth. Apply now!

Note: There are risks involved when applying for and using a credit card. Please see the bank’s Terms and Conditions page for more information.