Choosing a reliable credit card that brings you exciting deals and rewards packages is much easier than you think! Canara Bank makes your search for an affordable credit card easier and more accessible with their promising selection of credit cards. For your everyday personal and banking needs, the Canara Visa Classic Credit Card is a great one to start with. Read on to learn how you can apply for a Canara Bank Credit Card today.

Canara Bank Credit Card Features and Benefits

To help you understand the privileges you get with a Canara Bank Credit Card, let’s shed a spotlight on the Canara Visa Classic Credit Card (also available in Mastercard).

Considered an entry-level card, this Canara Bank credit card features all the standard functions of a regular credit card and more. With worldwide acceptance, you can use this card to shop and earn rewards.

This points program offers 2 rewards points for every Rs. 100 spent using your credit card on supermarket purchases, fuel, shopping, dining, and other partner establishments. As a cardholder, you are automatically enrolled in this program, allowing you to earn with every swipe!

Redeem your rewards points through their Canara Rewards program. Here, you can enjoy movie tickets, airline miles and tickets, various products and appliances, hotel accommodations, DTH recharge, and in-store shopping! Now, how’s that for a treat!


Should you be interested in spending your cash back privileges, you won’t have to worry about anything since these are automatically recorded in your account.

Canara Bank Credit Card

How to Apply for a Canara Bank Credit Card

Applying for a Canara Bank Credit Card is fairly simple. All you need to do is fill out the application found on their website and send it to their email together with your personal documents. These documentary requirements include proof of income, proof of address, proof of identity, a valid passport-sized photograph, and your PAN card.

To apply, you must be between the ages of 21 to 60, with a minimum income of Rs. 100,000 per annum.

After coursing your application on the website, the bank will look into your financial position. Through the documents you have provided, they will determine the status of your credit card application. If approved, they will set your credit card limit, starting at Rs. 10,000, depending on your income.

Canara Bank Credit Card Fees

The great thing about applying for a Canara Visa Classic Credit Card is that it has absolutely Rs 0 enrollment fee! But that’s not all! You’ll also enjoy NO annual fee for both principal and supplementary cardholders!

However, other charges you need to bear in mind include the 2.5% monthly interest rate, a foreign transaction fee of up to 3%, and late payment charges ranging from Rs. 10 to Rs. 300.

With these benefits laid out, it’s easy to see why a Canara Bank Credit Card is a fantastic starter card offering plenty of rewards and perks. With this in your arsenal, you can certainly earn back on every swipe.

Previous articleGet Paid To Travel: 101 Amazing Travel Jobs That Let You Work And Travel Overseas
Next articleAUB Credit Card – How to Apply?
A Filipino-Chinese, Maricar Sze is highly educated and well travelled. With a Bachelor of Science in Computer Studies majoring in Information Technology. She is the owner of Linkocity Marketing providing SEO Consultancy and Web Services to small to medium businesses in Australia. In earlier years, Maricar worked for American companies Verizon and MCI in Technical Support activities. Over some 8+ years in the SEO industry, Maricar is also a Google Certified Ads Specialist. With skills and expertise, she is responsible from shaping and implementing website optimisation, content marketing, PPC and quality measures for digital campaigns. Other interests include travelling, watching Netflix, and frequently volunteers at children hospitals or shelters.