Do you need a flexible credit card you can use worldwide? Want to receive BONUS perks and privileges… Just for using your credit card to travel? Well, frequent travelers rejoice! The BDO Cathay Pacific American Express Credit Card will offer you a wealth of benefits both on a local and international scene. Here’s how you can order this credit card.
BDO Cathay Pacific American Express Credit Card
As someone who enjoys traveling, the BDO Cathay Pacific American Express Credit Card will provide you with all the basic credit card advantages, such as purchasing, online shopping, installment plans and cash advance, as well as elite privileges, such as Asia Miles and complimentary club memberships! To find out exactly what kinds of benefits you’ll receive with your own BDO Cathay Pacific American Express Credit Card, read on.
BDO Cathay Pacific American Express Credit Card Benefits
The only card in the country that allows cardholders to earn instant Asia Miles, the BDO Cathay Pacific American Express Credit Card helps you get the most out of your purchases. More than this, this frequent traveler credit card offers great benefits for its beloved customers…
Firstly, you’ll become part of a premier rewards program called Asia Miles. For every ₱42 spent locally and internationally, you earn 1 Asia Mile. For every ₱42 spent on Cathay Pacific flight bookings via the website, you earn 2 Asia Miles. These Asia Miles can then be redeemed for flight & lifestyle rewards, upgrades, hotel stays and more on partner airlines!
Secondly, you’ll earn 1,500 BONUS Asia Miles with your first purchase and on every membership anniversary when you spend at least ₱250,000 per annum.
Thirdly, you’ll get complimentary access into the exclusive Marco Polo Club for the first year. This will give you designated Club check-in counters, priority boarding and more at airports.
But wait, there’s more… Consider all of this yours with the BDO Cathay Pacific American Express Credit Card: Special treatment all year round with American Express Selects; Travel Accident Insurance (up to ₱10,000,000); Travel Inconvenience Protection (up to ₱60,000); Accidental Medical Expense (up to ₱50,000 per family); Purchase Protection and 24/7 Service.
Request the BDO Cathay Pacific American Express
To order the BDO Cathay Pacific American Express, you can simply fill out the application form via their website. Make sure you provide a complete set of documents, including the following: valid ID, proof of income, and proof of residency.
You must also be between 21 to 70 years old and have a minimum income of ₱480,000 per year.
If you already have an existing credit card, you’ll only need a photocopy of your recent charge slip, proof of ID, and a photocopy of your latest BIR/ITR form.
After you complete the online credit card application the bank will look into your financial position. If approved, the bank will set your credit card limit based on your financial analysis.
BDO Cathay Pacific American Express Credit Card Fees
You’ll enjoy ₱0 annual fee on the primary credit card and 1 supplementary card for the first year. Each year thereafter the credit card comes with a ₱2,400 annual membership fee, one of the lowest offerings on the market for its caliber. Supplementary cardholders are also charged ₱800 fee per year.
Other charges you should consider include the cash advance fee of 5% or ₱500 (whichever is higher) and the late payment fee of 7%. A full list of fees can be found here.
This card is offered with a 3.50% interest rate, however, BDO takes pride in charging absolutely 0% interest on installment purchases.
For a premium credit card like this your limit may be anywhere from ₱50,000 to ₱800,000 or more. The exact limit amount will be decided by the bank based on your financial analysis.
Overall, the BDO Cathay Pacific American Express Credit Card is a superb choice if you’re a frequent traveler looking to get the most out of your spending with exclusive rewards, perks and savings. Visit the BDO website to find out more.