Looking for a credit card with NO annual fee that allows you to earn rewards points on your purchases? Never settle for less when you can have more, right?! Well you can stop the search because now you can get the credit card you need and at the rates you deserve, serviced by the bank you trust. Learn how to apply for an MBC (Monticello Bank) Credit Card.

MBC Personal MasterCard

There are two types of credit cards that MBC offers and you can certainly request the card that best suits you; considering the benefits and your requirements. In order to help you understand the advantages of opting for an MBC credit card, let’s take a better look at the MBC Personal MasterCard.

The MBC Personal MasterCard features everything that your every day credit card offers, including purchases, balance transfer, cash advances, and competitive rates, plus much more. Keep reading to learn exactly what benefits this credit card will offer you…

MBC Personal MasterCard Benefits & Features

Firstly, the MBC Personal Mastercard allows you to earn points on your everyday purchases, ranging from groceries to fuel to utility bills. Your every purchase will really pay off! Earn 1 reward point for every dollar you spend on eligible purchases.

Later, you can redeem your points for perks that fit your lifestyle. This includes travel, gift cards, merchandise, experiences, green products, charitable donations, discount memberships and even cash back.

Secondly, the MBC Personal MasterCard provides the next level of protection by implementing EMV chips. These are encrypted microchips embedded in your credit card that provide an enhanced layer of security to your transactions. They have proven to reduce counterfeit fraud, making online shopping worry-free!

Want more? You’ve got it! You get to enjoy a low 0%-1.99% introductory APR (annual percentage rate) on purchases, balance transfers and cash advances. Plus, NO annual fee!

Want a low cost credit card to shop online and receive rewards points? The MBC credit card offers all this & more. Here's how to apply

How to Apply For An MBC Credit Card

You can apply for your MBC Credit Card by choosing one of two easy steps:

  • You can apply in person at any of the MBC locations or
  • You can opt to apply online through the MBC website. If you’re looking for ease and convenience, this is the way to do it. Not only can you apply for an MBC credit card online but you can also track your applications through the website as well.

On top of this, you will likely be required to supply further proof of ID and proof of income – which must be Rs. 25,000 or above. To show proof of income you may need to supply your most recent tax return, bank statement and payslip.

If approved, the bank will then determine your credit limit. This could be anywhere from Rs. 50,000 all the way up to Rs. 500,000 or more, depending on your income. The exact limit amount will be decided by the bank based on your financial analysis and creditworthiness.

MBC Credit Card Fees

One of the greatest things about the MBC Credit Card is that there is NO annual fee, ever!

With this card you also get to enjoy a low 0% to 1.99% introductory APR (annual percentage rate) on purchases, balance transfers, and cash advances.

Whether you want a credit card with low fees, rewards points or convenience, the MBC Credit Card has it all! If you want to enjoy the rewards and perks of an MBC Credit Card, visit the MBC website today.

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Hannah is an Australian nomad and the Founding Editor of StoryV Travel & Lifestyle. After finishing her studies in Business Administration Hannah took off to Thailand with her father for a life-changing volunteer experience that shaped the way her future panned out. The day she returned home she took up 3 jobs and booked her next ticket out. 3 months later she had quit the rat race completely and was off to Thailand once more - this time, on her own. Little did she know, that solo adventure would lead her to meet the love of her life and go on to explore the rest of the world as a digital nomad. With a thirst for experiencing unfamiliar cultures in exotic destinations around the world, Hannah most enjoys chasing sunsets, lazing on tropical beaches and getting lost among a myriad of crooked buildings and small alleyways. Follow her adventures on Twitter and Facebook!