Interested in owning a low-interest credit card? Want a reliable credit card with the convenience of a chequebook? With a Standard Chartered Bank (SCB) Credit Card, you can finally stop your search.

The Standard Chartered Bank Mastercard Easy Credit Card provides excellent 0% installment plans and cash advance facilities like no other.


To know how you can apply for a Standard Chartered Bank Credit Card, read on.

Standard Chartered Bank Credit Card Features and Benefits

To help you understand the advantages of owning a Standard Chartered Bank Credit Card, let’s take a look at the Standard Chartered Bank Easy Credit Card (available in Mastercard).


True to its name, the Standard Chartered Bank Mastercard Easy Credit Card provides ease and convenience to every user. It offers cash advance facilities of up to 90% of your cash advance limit with absolutely zero charges!

With this card in your arsenal, you won’t have to worry about bringing cash with you anymore. Since this credit card also acts as an ATM card, you can withdraw cash in numerous ATMs around the world.

With its chequebook convenience, you can easily and instantly issue Easy Credit cheques to your friends, family, clients, customers, and anyone you wish.

Special Rates

This credit card takes pride in bringing you one of the lowest markup rates in the industry. If you are an employee banking client, you get highly competitive APR pricing at 30% and for non-employee banking clients, you get 36% APR.

Even better, you get to experience 0% APR with their Aasan Instalment program. Through this initiative, you can finally buy your favorite items, take them home, and then pay them off in equal monthly installments. Now, how’s that for flexible payment terms?

Want a reliable credit card with the convenience of a chequebook? Standard Chartered Bank (SCB) Credit Card is for you. Here's how to apply...

Eligibility and How to Apply for a Standard Chartered Bank Credit Card

Applying for a Standard Chartered Bank Mastercard Easy Credit Card is… easy. All you need to do is fill out the application form found on the Standard Chartered Bank Website.

To be eligible, you need to be at least 21 years old if you are salaried or at least 25 years old if you are self-employed. You also need to prove you have a monthly income of PKR 25,000 if you are salaried or PKR 70,000 if you are self-employed. This can be in the form of a bank statement, payslip, and recent tax return.

Other documents you might need to prepare include a valid government-issued ID and your proof of billing.

After the application process, the bank will assess your eligibility. If approved, they will determine your credit limit based on the financial documents you have provided.

Standard Chartered Bank Credit Card Fees and Charges

Requesting a Standard Chartered Bank credit card comes with a lot of responsibility. It is important to be aware of the fees and charges that come with it.

To help you get an idea of the common charges, let’s take a look at the SCB Mastercard Easy Credit Card again.

  • Annual Membership Fee: Rs. 3000
  • Supplementary Membership Fee: Rs. 750
  • APR: 36% for non-employee customers and 30% for employee customers
  • Foreign Transaction Fee: Re 1 per USD, up to 3.5% of the transaction amount
  • Late Payment Charge: Rs 1200/USD 20
  • Check Return Charge: Rs 1000/USD 15
  • Cash Withdrawal Fees: no fees charged for third parties or cash withdrawals through ATMs or Online Banking
  • Card Replacement Fee: Rs. 1000 per card

Bank Address and Contact Info

You can contact Standard Chartered Pakistan by calling 111 002 002.

Their head address is located at Standard Chartered Bank (Pakistan) Limited P.O. Box No. 5556, I.I. Chundrigar Road Karachi 74000 Pakistan.


Overall, a Standard Chartered Bank Credit Card is a great choice when it comes to cashless and low-interest transactions with a bank you can trust! Order yours today!

Note: There are risks involved when applying for and using a credit card. Please see the bank’s Terms and Conditions page for more information. 

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A Filipino-Chinese, Maricar Sze is highly educated and well travelled. With a Bachelor of Science in Computer Studies majoring in Information Technology. She is the owner of Linkocity Marketing providing SEO Consultancy and Web Services to small to medium businesses in Australia. In earlier years, Maricar worked for American companies Verizon and MCI in Technical Support activities. Over some 8+ years in the SEO industry, Maricar is also a Google Certified Ads Specialist. With skills and expertise, she is responsible from shaping and implementing website optimisation, content marketing, PPC and quality measures for digital campaigns. Other interests include travelling, watching Netflix, and frequently volunteers at children hospitals or shelters.