Interested in getting a personal loan that allows you to choose your repayment terms? Do you want a favourable annual percentage rate that’s right within your budget? If you are, then you have come to the right place.

Standard Bank offers the Standard Bank Online Personal Loan. With repayment terms of your choice and tons of loan types available, you will surely find that’s right for your needs. To learn more about this personal loan and how you can apply, read on.

Standard Bank Online Personal Loan Features and Benefits

One of the highlights of a Standard Bank Online Personal Loan is having low annual percentage rates. Under Standard Bank’s program, you can expect rates that will not exceed their prime.

More than this, Standard Bank takes pride in offering flexible repayment options designed to accommodate your lifestyle and your everyday finances. For one, you can choose how to repay your loan at a timeframe you’re comfortable with. Through this initiative, you can pay your loan anywhere from 12 to 72 months.

Likewise, you can pick from a variety of loans available for use. Whether you are looking for a term loan for fixed repayments, a personal loan for all other needs, Standard Bank has a variety of loans to choose from.

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With their online calculator on hand, you can easily apply online and find out how much you qualify for.

Need a personal loan that allows you to choose your repayment terms? Standard Bank Online Personal Loan is for you. Here's how to apply:

Getting a Standard Bank Online Personal Loan

Requesting for a Standard Bank Online Personal Loan is now easier for interested applicants. To apply, simply go to the Standard Bank website. You can fill out the application form online. Through their eligibility checker, you can gauge how much you can take out from the bank.

To apply, you must be of legal age and a resident of South Africa with a minimum monthly income of R3,000. Other relevant information you need to prepare prior to the application include your personal information, proof of residence, phone number, email address, and your South African ID Number. In filling out the application form, you will need to provide a solid estimate of your monthly expenses and show your monthly income before deductions. 1 month’s payslip and latest 3 months bank statements will also be asked.

Should your application for an online personal loan be approved, you can take out a minimum loan amount starting from R500 to R300,000 depending on your plan.

Standard Bank Online Personal Loan Fees and Charges

A Standard Bank Online Personal Loan has a personalised interest rate. This means that the interest rate will be based in your intended repayment period and other individual circumstances.

For example, a term loan of R500 with fixed monthly repayments over the course of 12 months will give you a monthly repayment amount of R128. This includes the 20.50 variable interest rate. The total interest and fees come up to R86. If you apply now, your first repayment date will be on the first of March 2019.

If you want to pay your loan on your own terms and be financially savvy, the Standard Bank Online Personal Loan is a good choice.

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A Filipino-Chinese, Maricar Sze is highly educated and well travelled. With a Bachelor of Science in Computer Studies majoring in Information Technology. She is the owner of Linkocity Marketing providing SEO Consultancy and Web Services to small to medium businesses in Australia. In earlier years, Maricar worked for American companies Verizon and MCI in Technical Support activities. Over some 8+ years in the SEO industry, Maricar is also a Google Certified Ads Specialist. With skills and expertise, she is responsible from shaping and implementing website optimisation, content marketing, PPC and quality measures for digital campaigns. Other interests include travelling, watching Netflix, and frequently volunteers at children hospitals or shelters.