The UOB Visa Signature Card is among one of the topmost popular credit cards in Singapore for a reason. It has consistently provided its cardholders and customers with the best features and benefits that they can use from day to day.
The complete blend of benefits and features that cater to every customer’s spending habits makes it one of the most compelling and consistent credit cards in the market today.
If you’re looking to find a new credit card in Singapore, check out the guide below to learn more about the UOB Visa Signature Credit Card and how to apply.
Key Features of the UOB Visa Signature Credit Card
The UOB Visa Signature Card offers a wide range of benefits and features that cater to every customer’s spending habits.
There is a priority on overseas spending with rewards and competitive features that are suitable for those who just want to use their card for day-to-day purchases as well.
Spend and Enjoy While You Travel
Traveling overseas can be quite challenging if you don’t have the right credit card. Credit cards are commonly used abroad as they offer convenience when paying.
This is why the UOB Visa Signature Card offers its customers rewards by letting them earn 10 Miles per SGD1 spent on overseas transactions.
Whether it is for your next meal or your shopping spree, you can expect to get rewards from using your credit card.
Exclusive Privileges
With the UOB Visa Signature Credit Card, you get exclusive privileges all over Singapore throughout the entire year of being a member.
You get discounts from popular partner stores and even promos on exclusive items. There is also a slew of categories that only members can gain access to.
This makes the credit card one of the most coveted credit cards in Singapore.
Use the Card for Daily Expenses
If you’re not fond of traveling, you can still enjoy the benefits of using the UOB Visa Signature Credit Card.
You can use the card on your daily purchases such as petrol purchases and even groceries. When you use the card for such transactions, you gain 0.4 Miles per SGD1 that you spend.
This is the perfect credit card for those who want to use their miles to gain discounts and promos when they decide to travel.
Cashless Transactions
There are many ways for you to earn rewards using the UOB Visa Signature Card.
One secret that many cardholders and members don’t know is that you can also get almost the same amount of rewards when you use the card for cashless transactions.
Simply hover the card over to the card reader to pay for your transaction and you’ll be surprised to learn that you’ve earned nearly the same amount of rewards when you spend overseas.
Get Insurance for Free
A lot of things can happen while you’re traveling. You can either fall ill or get into an accident. If you don’t have any travel insurance, this can pose a problem.
With the UOB Visa Signature Credit Card, you get as much as SGD500,000 as travel insurance for personal accidents and up to SGD50,000 for when you get into an accident or fall ill when traveling.
There is no other credit card that offers as much coverage as the UOB Visa Signature Credit Card.
Card Security Features
UOB Visa Signature Credit Card offers standard security features but is bolstered by modern security technology such as the EMV chip which reduces the risk of counterfeit fraud.
You can also allow SMS alerts so you can receive prompt notifications of all of your transactions.
The NFC technology allows you to make secure contactless payments while the 3-D Secure feature ensures that you are safe during online shopping.
Interest Rates and Other Charges
For the principal card, you will need to pay an annual fee of SGD218 every year but it can be waived during your first year.
Your first supplementary card will be free of charge and any other card will have an annual fee of SGD109. The estimated interest rate of the card for purchases is around 26.9% variable APR.
Contact Details
For UOB Visa Signature Credit Card members, you can contact them by phone via their customer service hotline using the number 1800 222 2121.
You can also check their official website to learn more about the product or use their Support Center for self-service options.
You can visit their main office located at 80 Raffles Place UOB Plaza Singapore, 048624 Singapore.
The UOB Visa Signature Application Process
To proceed in applying for the UOB Visa Signature Credit Card, head over to the nearest UOB branch and bring with you the required documents.
You can also check out their official website, search for the UOB Visa Signature Credit Card, and click “Apply”. Enter the necessary information such as your name, age, address, and other details.
Make sure that you enter all the details correctly and submit all the necessary documents so the approval process will be smoother. Read the terms and conditions and review the application before clicking “Submit”.
Then, wait to be notified that you have been approved. You will receive the card in the mail and you must activate it to begin using it.
Documents Required for Eligibility
You will need to prepare several documents if you’re a Singapore citizen such as your NRIC, income documents like your payslip, and the latest proof of billing for the past six months such as your phone bill.
If you are a foreigner and you want to apply, you should submit your passport, employment pass, latest billing proof, and income documents.
Applicants must also be 21 years old and above and have a minimum annual income of S$50,000 for Singapore citizens and S$80,000 for foreigners.
Conclusion
The UOB Visa Signature Credit Card offers more than just rewards for overseas travelers. They have a lot of options that you can redeem for rewards even if you don’t have to travel abroad. If you live in Singapore, you can use this credit card and manage your spending habits properly.
Note: There are risks involved when applying for and using credit. Consult the bank’s terms and conditions page for more information.
