Are you looking for a credit card that offers 0% promotional rates on purchases? Perhaps you want something that also allows you to make balance transfers depending on your needs.
If so, the MBNA Purchase credit card could be a good option for you. If you are interested in seeing what this card can do for you and how you can apply, read on.
Benefits and Features of an MBNA Purchase Credit Card
Are you a savvy shopper? Then you can rely on the MBNA Purchase Credit Card. For one, you can get a long 0% promotional rate on all your card purchases. With this in your arsenal, you can help spread the costs of your purchases over a more manageable period of time and feel less stressed about big ticket items you buy in that time frame.
Another feature of this credit card is having the option to transfer your balances from other credit cards. Through this offering, you can help manage your balances and finances all in one account.
Powered by Mastercard, you can easily make purchases wherever Mastercard is accepted. Plus, you can make contact-less payments with your purchase credit card. You even have the option of adding your card details to your mobile device and paying anywhere you wish.
You can track your finances and spendings through your mobile devices and online. This feature allows you to manage your purchases credit card account, as well as help you see your statements and other available payment options – all from the convenience of your own home.
Your safety is secure with this card, too, as you are free from liability if fraudulent charges are made on your card.
Now that you’re familiar with some of the great perks of the MBNA Purchase credit card, read on to learn about eligibility and how you can apply for one today.
How to Apply for an MBNA Purchase Credit Card
To apply for this credit card, you must be a UK resident and be over the age of 18. You must also have a regular annual income with good credit standing and history. In addition, you must also provide your address history in the United Kingdom within the last 3 years.
Other eligibility requirements include not being declined for an MBNA credit card within the last 30 days and providing your main bank account number and sort code.
Bear in mind that MBNA may ask for other documents and information. This includes your financial information, salary and employment details, contact details, and expenses.
If your application is approved, there is a minimum credit limit of £100 depending on your creditworthiness.
To check your eligibility, you can fill out the Clever Check available on the MBNA website. If approved, you can receive your card within about 7 days.
MBNA Purchase Credit Card Fees and Charges
Take a look at this brief overview of types of fees and rates you can expect with this purchase credit card. Note that it is always advisable to pay your card on time so you don’t incur fees that could hurt your credit score. For more detailed information on fees, you will be assigned values based on your card type and creditworthiness. You can inquire by calling the bank for more information.
- Long 0% promotional rate
- Delayed payment fees
- Over limit occurrence fees
- Non-sterling transaction fees
- Cash transaction fees
If you are interested in getting great deals and a long 0% promotional purchase rate, the MBNA Purchase Credit Card may be right for you. Start your application on the MBNA website and see the possibilities this card can provide.